



Catherine is part of The Brannock Diaz Team, working closely with experienced Loan Officer Cleve Brannock to provide a seamless, personalized lending experience. Together, they focus on building lasting relationships, offering clear guidance, and ensuring borrowers are supported every step of the way.
Catherine looks forward to growing her expertise within Fulton Mortgage Company and serving the community with professionalism, care, and a client‑first approach.
Cleve Brannock is a Senior Loan Officer with Fulton Mortgage Company, a Division of Fulton Bank, and a member of The Brannock Diaz Team. He brings over 30 years of industry experience and provides mortgage services to the city of Charlottesville and the surrounding Central Virginia counties. Cleve is a consistent top producer at Fulton and is highly experienced with Medical Professional loans, one-time closing Construction Permanent loans, and numerous other mortgage products. His extensive knowledge enables him to deliver a level of service that sets the standard among his peers.

With over 25 years in the mortgage industry, Brandy Traber brings deep expertise and a steady, solutions-driven approach to every client.
She specializes in new construction financing, including construction-to-permanent loans, while guiding buyers of all experience levels with clarity and confidence.
Known for her teacher’s mindset and financial insight, Brandy is passionate about helping clients make informed decisions while protecting their best interests. Outside of work, she enjoys golfing, skiing, hiking, and traveling.


Marcella Johnson is a Senior Loan Officer with Atlantic Coast Mortgage, known for her responsive communication and client-first approach. She works closely with homebuyers and industry partners to deliver a smooth, efficient lending experience from start to finish.
With over three decades of experience in the mortgage industry since 1990, Marcella brings a deep understanding of the home financing process. She is committed to guiding clients with clarity and care, helping them feel confident every step of the way.


Whit has been a mortgage banker since 2008. Throughout his career, Whit has worked hard to maintain standards of integrity and reliability, believing these qualities should match the levels of excellence and understanding he offers clients. With a commitment to this standard, Whit looks forward to continually serving the home owners and investors throughout the Commonwealth of Virginia.


Lindsay Witt is a loan officer based in Charlottesville, Virginia, with extensive experience in the financial industry. Lindsay is passionate about helping her clients achieve their dreams of owning a home or growing their business by providing them with the financing solutions they need to succeed.


Bob is driven each day to help others succeed and make a difference in the communities they serve. He has a proven track record of helping thousands of families navigate the mortgage process so they can purchase a home or leverage their home to help them hit their long and short term financial goals. He is proud to work with an organization that shares the profits to fight poverty around the world and empower others to succeed as well.


MDE Home Loans was founded in 2006 in New Jersey by James Mason after working with Mortgage IT / Deutsche Bank lending divisions and a career at PHH / Cendant Mortgage. Determined to create a Mortgage experience that separated him from the larger lenders already established, James trusted his knowledge and expertise and formed MDE Home Loans. He contines to enrich himself in the lending industry by constantly pushing himself and his customers to receive the highest level of customer service and establish the highest level of communication between himself and his customers. His continued knowledge in the Lending Industry has made MDE Home Loans successful in the mortgage sector.
Southern Development Homes recommends and encourages you to speak with First Heritage Mortgage and Impact Mortgage to see if they can assist you with your mortgage needs. We recommend First Heritage Mortgage and Impact Mortgage because of the established relationship and proven track record of providing a smooth, timely, and professional mortgage process.
* A Purchaser’s selection of a mortgage lender is the Purchaser’s independent decision. There is no requirement that a Purchaser select services from these Providers. SDH does not provide any warranty as to the service and benefits being offered by these Providers.
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